Florida Boat Insurance Quotes
Right now you're probably thinking about fun, what it's going to be like cruising around in the boat or fishing at the lake. We understand insurance is the last thing you want to think about in relation to your boat, but Florida is the most accident-prone state for boating accidents and you should be covered. Florida boat owners are not required to have insurance, but a small issue during your fun weekend outing could turn into a large problem quickly if you're not covered. Our experts here at Southeast Regional know what to look for when it comes to boat policies. We can take care of your boat insurance coverage needs so you can get back to boating, quickly! We also cover all personal watercraft as well as boats.
Florida Boat Insurance Coverage
Boat insurance consists of several main components – property damage liability coverage, bodily injury liability coverage, fuel spill, watersport coverage, wreckage removal, collision and comprehensive (boat is protected when it is in and out of the water). Property damage may cover damages by your boat to another boat, dock or marina. Bodily injury can help with medical expenses if you are responsible for injuries to other boaters or someone on your own boat. Fuel spill coverage can help with legally required clean-up costs associated with a fuel spill. Watersport coverage helps with medical costs associated with on the water accidents such as tubing or water-skiing. Wreckage removal may cover the cost of removing your boat in the event your boat sinks. Collision coverage protects your boat form accidents involving other boaters or objects such as docks and buoys. Comprehensive coverage covers the cost to replace or repair your boat for events outside of your control such as theft, fire and vandalism. Additional coverage can be purchased to cover valuable personal property and fishing equipment on board. We also recommend having a policy that protects against uninsured boaters, as Florida boat insurance is not required. Lean more about the kinds of policies and the rates that may apply by speaking with one of our agents.
Florida Boat Insurance Discounts
Looking to save money on boat insurance? Southeast Regional Insurance wants to introduce our customers to the many ways they can save through discounts. You may qualify for discounts for original owner, multi-policy, pay in full or safety course. Discover all of the ways to save on boat insurance through our extensive list of discounts.